Retirement Savings and Investments
Break These 6 Personal Finance Rules for a Wealthier Retirement
Some personal finance rules are helpful, others work against you as you near retirement. Here are 6 rules meant to be broken for a more secure future.
Articles by Kathleen Coxwell
Estate Planning
What Is Umbrella Insurance and Do You Need It?
Umbrella insurance adds extra liability protection but it isn’t for everyone. Learn who needs it and what it covers.
Retirement Planning
The Nearing Retirement Checklist: 19 Things You Need to Do Just Before and After You Retire
There is a lot to do as you near retirement. And, it goes beyond creating a robust financial plan. Money is only part of the equation.
Budgeting & Spending
Audit Your Spending: Go Beyond Budgeting with 5 Ways to Review Your Expenses for Better Financial Outcomes
Audit your spending to uncover patterns, cut waste, and align expenses with goals. Small adjustments will boost financial confidence.
Retirement Income
A Richer Retirement: Why William Bengen Now Advocates for a 4.7% Rule, Not 4%
The 4% rule is now the 4.7% rule, but safe withdrawal rates are no substitute for a holistic retirement plan.
Happy Retirement
2025 Global Retirement Index: See Where the U.S. Ranks and Discover What Scares People Most about Retirement Around the World
Which countries enjoy the best retirement? Why? What are global threats to retirement security? Can you move to any of the top 10 locales?
Retirement Savings and Investments
A Look Back at Market Downturns: What History Can Teach Your Retirement Plan
The history of recent market downturns, lessons to be learned, and how to apply those lessons to your future plans.
Financial Wellness
Beyond Chance of Success: How to Really Assess Your Financial Health
Go beyond wealth. Measure your true financial health. Explore retirement, risk, cash flow, tax, and other financial metrics.
Budgeting & Spending
Back to School: Is College Still Worth the Cost of Tuition?
Are college costs worth it? A degree promises higher earnings, but not always more lifetime wealth.
Retirement Savings and Investments
The Hidden Reason Investors Miss Out on Fund Returns: New Data on How Behavior Shapes Wealth
Investor behavior is costing them wealth. Learn how planning, discipline, and smart habits help you capture more returns.
Retirement Savings and Investments
What Is Rebalancing, and When Should You Do It?
Rebalancing investments resets your portfolio to its target mix by selling what’s grown and buying what’s fallen behind. Here’s how it works.
Happy Retirement
8 Big Aha Moments: How a Written Retirement Plan Changed Everything for These Boldin Users
Discover the top financial aha moments! Have you experienced all of these insights? From spending and taxes to flexibility and confidence.
Aging Well
Flexibility in Financial Planning: 10 Strategies to Build a Future That Can Bend Without Breaking
Retirement security is less a number and more a mindset. Flexibility can be the difference between surviving and thriving.
Earning
How to Qualify for the Highest Social Security Benefit Possible
What’s the highest Social Security benefit? Will you qualify? Get easy answers for a wealthier retirement.
Financial Wellness
What Motivates You? How Financial Motivations Impact Your Decision Making
Financial motivations drive your financial decisions. Be aware of them and you will make better choices.
Retirement Savings and Investments
Trump’s New 401k Order: Does Crypto and Private Equity Belong in Your Retirement Nest Egg?
Trump’s 401k order to allow alternative investments in retirement plans. Who really wins? The move boosts choice for savers but also risks.
Debt
Understanding the Two Roth 5-Year Rules: A Key to Smarter Early Retirement Planning
Want to retire in your 50s and withdraw from savings? You need to understand the Roth 5 year rules to avoid penalties.
Happy Retirement
Societal Collapse: Should You Worry? Can You Protect Your Wealth? Should You Try?
Can you really plan for societal collapse? Most Boldin users (planners by nature) say don’t bother. Here’s their advice.
Planning
A Big Risk for Retirement Investments? Avoiding Risk!
According to experts, one of the biggest risks in financial planning isn’t investing in a volatile portfolio, but rather avoiding risk altogether.
Aging Well
You Probably Haven’t Hit Peak Happiness Yet: Find Out When It Will Happen!
One of the happiest ages in life occurs in what many would consider “old age.” Find out which two years will be (or were) your happiest ever.
Happy Retirement
A Planning Mindset Is the Secret to Financial Discipline, Confidence, and Better Results
Too many people think that their financial destiny is set and can’t be changed. Find out how a planning mindset improves wealth and security.
Aging Well
Retirement Boredom: One of Many Unexpected Retirement Challenges
From retirement boredom to too much to do, here are the top 9 surprises when you stop working. Plus, 14 ways to overcome the challenges.
Happy Retirement
It’s Time to Play! Why Having Fun is So Important In both Work and Retirement
Play should be an important component of both work and retirement. Explore why it’s so important and how to do it more.
Budgeting & Spending
Good Debt and Bad Debt: A Quick Guide to Wise Use of Borrowing for Financial Success
Debt isn’t necessarily terrible. Good debt helps you get ahead. Bad debt puts you in a hole. Understand the differences for better financial outcomes.
