Financial Wellness
When to Roll Over Your 401(k) Plan Into an IRA
When you move from one place of employment to another, you’ll probably want to at least give some careful thought to taking the funds in your old 401(k) plan wi…
Financial Planning Blog & Retirement Resources
Family and Relationships
Tips to Prepare for an Empty Nest
The life transition of becoming a parent with an empty nest is a life transition that is not often talked about (at least not much as we analyze the impact of other major life events, such as getting married, having children, and retiring).…
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Budgeting & Spending
Your Guide to a Foolproof Retirement Budget
The Scottish poet Robert Burns famously said, “The best-laid plans of mice and men often go awry.” That’s true about almost everything that you undertake in lif…
Insurance
What Do Lottery Winners and People Near Retirement Have in Common?
Winning the lottery actually has a lot in common with being near retirement age: You can quit working You have finite financial resources at your disposal (Real…
Earning
3 Big Mistakes to Avoid When Working Past Retirement Age
The meaning of retirement continues to evolve. What once signified the end of work now actually means continuing to work, but often in new and different ways. L…
Earning
How to Combat Age Discrimination in the Workplace
While your age should not matter when it comes to jobs, research indicates that age discrimination is a real and measurable thing. This is bad news to the masse…
Planning
8 Tips for Building a Useful Retirement Plan
Everyone knows that they need a retirement plan. But that means different things to different people. Many think of a plan as merely retirement savings. And, wh…
Housing and Home Equity
Most Retirees Think That Staying Put is the Right Move for Retirement
Do thoughts of retirement conjure up images of a moving truck and boxes? Does this image sound stressful? If staying put sounds more appealing, you may be like…
Retirement Savings and Investments
What Is a Roth 401k Plan?
The Roth 401(k) is like a regular 401(k) – only better (at least for a lot of people). The classic 401(k) retirement savings account is largely the same from em…
Earning
Going Back to Work After Retirement: The Good, the Bad, and the Ugly
After a lifetime of working and saving, you’ve finally come to the point where you feel comfortable enough to retire. Though the long-winding path to reach this…
Retirement Planning
3 Steps to a Million Dollar Retirement
You’ve probably read somewhere that you need $1 million in savings in order to retire. While that is not entirely true, we are here to tell you that it is poss…
Retirement Savings and Investments
Retirement 101: What Are Bonds?
Bonds can be a valuable part of your retirement savings. Before investing in bonds, it is important to understand what they are and how they work so that you ca…
Financial Advisors
What Do Financial Advisors Do? (And Do I Need One?)
The best financial advisors offer many benefits to their clients. However, many of us think that they only provide advice on investments to extremely wealthy pe…
Retirement Planning
Make Sure Your Retirement Plan is Ready to Slide into Home Plate
Financial planning for retirement starts sliding into home plate after 50. If you’re lucky, you’ve spent a lifetime preparing for it. You’ve maxed out your tax-…
Earning
How (and Why) to Blog Your Retirement
Some of us retire with a clear purpose in mind. Others of us are anxious to escape the daily grind of work, but we are less sure about how exactly we want to sp…
Insurance
Don’t Make These 6 Medicare Retirement Plan Mistakes
No one is born understanding how Medicare works. And just because friends or family have navigated the system well doesn’t mean you won’t hit a snag. A solid r…
Retirement Savings and Investments
401(k) Rollover: To Keep or Not to Keep Your Ex-Employer’s Retirement Plan
If you’re leaving one job and moving to another, or if you’ve lost or quit a job, there’s a decision to make. Should you keep your money in your ex-employer’s r…
Retirement Planning
How Real People Achieve a Secure Retirement and How You Can Too
Most people think that retirement planning is complicated and time consuming and maybe even futile. Too many people believe that a secure retirement is beyond r…
Retirement Savings and Investments
2 Ways to Use the Bear Market to Your Advantage
Managing investments through a bear market takes an alternate strategy that lets you weather the upcoming uncertainty. Few hope to see extraordinary returns in…
Retirement Planning
Baby Boomers Retiring: The Big Difficulties Facing This Generation
According to the Pew Research Center, the oldest members of the Baby Boomer generation came into retirement age in 2011, and for the next 19 years, 10,000 more…
Financial Advisors
Why Do People Use Financial Advisors?
While there are many different reasons people turn to financial advisors during their life, the majority turn to them for one reason: retirement. While most peo…
Budgeting & Spending
Pennies Add Up: Saving for Retirement in Little Ways
Using tools like your employer’s 401(k) or automatically taking money out of your paycheck are tried-and-true methods for successful retirement planning. But if…
Annuities
7 Signs Buying an Annuity Makes Sense for You
Prepared for properly, retirement can be a time when well-laid plans come to fruition, providing the financial foundation for a lifestyle of comfort and leisure…
Financial Wellness
Retired at 30: A True Story of Saving for Retirement
Jacob Lund Fisker is not your typical retiree. He’s certainly not at an age where he could collect Social Security. He’s not in his 60s or his 50s. Jacob isn’t…
Retirement Planning
6 Reasons to Beware of the Simple Retirement Calculator
In this day and age, just about anything can easily be done online. You can file your taxes, compare rates for a new auto loan or even order groceries to be han…
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