Financial Planning Blog & Retirement Resources

Reverse Mortgage Disadvantages and Advantages

For many people, a Reverse Mortgage is a good way to increase financial well-being in retirement – positively affecting quality of life. And while there are num…

Say ‘Ahh’: Most Would Rather Visit the Dentist than Talk About Long-Term Care Planning

Managing your finances shouldn’t be like pulling teeth. But it might as well be for the proportion of Americans who say they would rather go to the dentist than…

Senior Financial Fraud is Now a $3 Billion Dollar a Year Issue

Financial fraud against people 50 and older is a growing concern. Older Americans lost $1.6 billion in 2018 due to financial fraud, and the average victim lost…

Lump Sum vs. Pension: What is the Better Option?

A very common question from pension recipients is: “Our employer gives us a choice of either a pension or a lump sum when we retire. What is the better choice f…

Podcast: Glen Nakamoto — Building a Retirement Paycheck

Episode 41 of the Boldin podcast is an interview with Glen Nakamoto — retired cyber security analyst and financial planning enthusiast. They discuss how Glen bu…

Will Pensions Make a Comeback? (Should You Make Your Own?)

Most people categorize pensions in the same bucket as eight-track tape players, rotary phones, oversized shoulder pads and cathode-ray tube TVs — out of date.…

Retirement Advice from Suze Orman New Book

Help for Seniors with Low Income: Government Benefits and More!

Need a helping hand? Find help for seniors with low income The Big Takeaways… A significant amount of qualifying seniors don’t participate in low income benefit…

New Reverse Mortgage Calculator: How to Assess Your Suitability for these Loans

A reverse mortgage is a loan. You are borrowing against your home equity. However, unlike traditional mortgages, with a reverse mortgage you do not have to pay…

Podcast: Kevin Hanney — The Past, Present and Future of Pensions

Episode 40 of the Boldin podcast is an interview with Kevin Hanney about the evolution of pensions and the future of employer sponsored retirement & lifetime in…

Early Retirement: 37 Tips, Tricks & Hacks for Reaching your Goal

If you’re a coupon clipper, you already know the excitement of getting a great deal. But has the lack of a coupon ever prevented you from buying something that…

Podcast: Jillian Johnsrud — Are Mini-Retirements Worth It?

In podcast episode 39, Steve Chen and Jillian Johnsrud discuss mini-retirements and passive income.

Is an Asset Protection Trust the Right Solution to Your Long Term Care Riddle?

Asset protection trusts are one way to cover long term care costs. However, there are big disadvantages. Learn more and discover alternatives.

Is Tom Selleck Telling the Truth About Reverse Mortgages?

If you watch TV at all, you have seen an ad featuring Tom Selleck talking about reverse mortgages. Is he telling the truth? Get the real scoop here…

How to Rollover Your 401(k) When You Retire or Leave a Job

Explore the pros and cons of rollovers and find out how to rollover your 401(k) when you retire or leave a job. It’s a big financial decision. Get it right!

Podcast: COVID-19 Special Episode – Effect on Commercial Real Estate

Steve Chen, Chris Tokarski, and Kurt Altvater discuss the Coronavirus and COVID-19’s impact on commercial real estate, credit markets and lenders in the on-goin…

Estate Planning: 11 Documents You Need for Coronavirus and Always

Now is a great time to update your estate plans. Get tips for doing it during coronavirus distancing and find a complete guide to the documents you need.

Retirement in the Time of Coronavirus: 18 Tips for How to Plan Your Future Amid this Health Crisis

Here are 18 tips for planning your retirement future amid this health crisis. From evaluating your finances to staying sane and healthy, this is the guide.

How Much Money Do I Need to Retire?

Have you ever asked yourself, “How much money do I need to retire?” Many people want to know exactly how much money they’ll need to live comfortably for the res…

Podcast: Doc G — Financial Independence’s Impact on Health

Episode 37 of the Boldin podcast is an interview with Doc G — a financially independent physician, podcaster and author — around the topics of financial indepen…

Significant Changes to Boldin Retirement Planner: See Your Updated Projections Now

Check out the latest changes to the Boldin Retirement Planner. We have made some major adjustments to tax treatment. Your future plans are now more reliable tha…

Will the Coronavirus Impact on Investment Markets and the Economy Be Particularly Difficult for Retirees and People Close to Retirement?

Here are some thoughts from Jim Seifert on the economy and retirement amid the coronavirus crisis. Jim was a serial entrepreneur from age 17 until age 40. After…

Estate Taxes: Where You Live is a Big Factor for How Much Your Heirs Will Pay

Trump promises cuts to federal estate taxes. But, unless you are very wealthy, what your heirs pay depends on where you live. Learn your state’s policies.

When is the Best Time to Get a Reverse Mortgage? Wait or Act Now?

You might be surprised by how many people are interested in learning about reverse mortgages. There are borrowers from every state, from a wide variety of socio…