Planning
2026 Catch-Up Contribution Limits: 401(k) and IRA
After 50, you can contribute up to $32,500 to a 401(k) and $8,600 to an IRA in 2026. Here’s how catch-up limits work at every age.
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Estate Planning
Top 10% Wealthiest Retirees Have $3M. How Do You Compare?
The top 10% wealthiest retirees have about $3.0M in net worth. See what the top 1% have, and where you stand.
Retirement Savings and Investments
What Rate of Return Should You Use for Retirement Planning? Here’s the Range.
Use 6–8% while you’re saving for retirement, 5–6% while you’re withdrawing. The right rate depends on your asset mix and timeline.
Retirement Savings and Investments
CalSavers: What California Workers and Employers Need to Know
Learn how CalSavers applies to California workers and employers, including automatic Roth IRA enrollment, payroll deductions, and benefits.
Retirement Savings and Investments
Retirement Account Contribution Order: How to Get More From Every Dollar
The contribution order for retirement accounts can affect how much your money compounds tax-free. Here’s how to prioritize for tax efficiency.
Financial Wellness
Emotional Intelligence and Money: Are You Making the Right Decisions With Your Investments?
Money is not all about numbers and analysis. Emotions can help and hurt your financial security. Learn how to be an emotionally intelligent investor.
Taxes
Capital Gains Tax Brackets: How Income Pushes Your Rate Higher
Think you qualify for the 0% capital gains tax rate? Your other income may have already eaten that space. Here’s why, plus the 2026 brackets.
Retirement Savings and Investments
401(k) Calculator: See Your Balance at Retirement
See your projected 401(k) balance in seconds, employer match included, using 2026 contribution limits. Free calculator, no email required.
Retirement Savings and Investments
James Choi’s Formula: How Much Should You Invest in Stocks?
James Choi’s investing model suggests your stock allocation should depend on income, savings, and future earnings, not just age.
Retirement Savings and Investments
Roth Conversions: How They Work and When to Do One
Roth conversions move pretax retirement savings into a tax-free Roth account. You pay taxes now to avoid them later. Here’s when it’s worth it.
Retirement Savings and Investments
Mutual Fund Fees Explained: Hidden Costs & What to Avoid
Hidden mutual fund fees can cost you thousands over time. Learn every expense ratio, sales load, and 12b-1 fee, and how to minimize them.
Retirement Planning
Roth 401k Limits for 2026: Contribution and Catch-Up Rules
The 2026 Roth 401k limit is $24,500, plus catch-up for age 50 and up. See the new rules, including who has to use Roth for catch-up starting this year.
Pensions
Find a Lost 401(k) for Free: National Registry, DOL Database & More
31.9 million forgotten 401(k)s hold an estimated $2.1 trillion. Search the National Registry, DOL database, PBGC, and more — all free.
Retirement Savings and Investments
10 Questions to Ask Yourself During Market Volatility
When markets feel uncertain, asking the right questions matters. These 10 questions can help you review your financial plan and make smarter decisions during vo…
Retirement Savings and Investments
The One Chart to Review Every Time the Markets Get Unsteady
Review the long term trajectory of the S&P 500, see how long historic recoveries have taken, and learn how to protect your financial security.
Retirement Savings and Investments
What Is an Index Fund? Why It Matters for Retirement
Index funds charge as little as 0.03% annually and outperform most actively managed funds over time. Here’s how they work.
Retirement Savings and Investments
Portfolio Diversification: How to Measure What You Own
Most retirement portfolios look diversified by account. What they hold across all accounts is a different question. Here’s how to check.
Retirement Income
Investing in Real Estate for Retirement: 8 Options Compared
Real estate can generate income, hedge inflation, and diversify your portfolio. Here are 8 ways to do it, from REITs to rental property.
Planning
Asset Allocation by Age: The Right Mix at Every Stage
The best asset allocation strategy for you today? As you age? Is age the best way to determine investment strategy? Get answers.
Retirement Savings and Investments
Should You Invest in Crypto for Retirement?
Most advisors who allow crypto cap it at 1% to 5% of a portfolio. See how volatility, RMDs, and estate risk shape the right amount.
Retirement Savings and Investments
Timing Roth Conversions: Should You Convert at the Start of the Year? End? Or, Spread Them Out?
Learn the pros and cons of different Roth conversion timing strategies and how to choose the right approach for your retirement plan.
Aging Well
Last Minute Gifts with Life Changing Impact: Books to Inspire Financial Peace of Mind and a Good Life at Any Age
Skip the stuff. These last-minute books for financial peace of mind can change how someone thinks about money, time, and what really matters.
Estate Planning
A Guide to Managing Sudden Wealth: Key Financial Considerations
Inheriting money? Won the lottery? Here is what you need to know for long-term financial security after experiencing a sudden wealth event.
Housing and Home Equity
Should You Pay Off Mortgage or Invest?
Get insights for the best way to use your money. What are the pros and cons of paying off mortgage vs. investing?
